Accidents in the workplace are very common, especially in the construction sector, where there are more dangers due to the amount of tools and machinery used to transport materials, remove earth, etc. If you suffered a construction accident, it is important that you know the benefits that you can receive.

As a victim of a construction accident, it is normal for you to feel concerned about the possible medical expenses that may arise, depending on the severity of the injuries that the accident has caused.

Fortunately, in the United States there is the “Workers’ Compensation Law” that provides protection to workers when they suffer an accident at work, obtaining cash benefits or medical attention for their recovery.

Can a worker who is in a construction accident receive workers’ compensation? In which cases can I lose this benefit? What if my employer does not allow me access to my compensation?

Next, we answer each of these questions so that you know what to do when suffering an accident of this type and receive all the benefits that correspond to you.

What is workers’ compensation?

First of all, it is important to remember that workers’ compensation corresponds to insurance that provides cash benefits and/or medical care to workers who are affected by an accident during their working hours.

All employers are obliged to pay this insurance to each of their employees, without requiring any type of extra charge for their maintenance.

Can I receive compensation if I was in a construction accident?

As we mentioned before, workers’ compensation is established with the objective of benefiting workers who suffer any type of accident related to their work. This means that, effectively, construction workers can receive compensation when they suffer an accident.

In fact, in the states of New York and New Jersey, the construction sector is one of the most common in injured workers, due to the amount of dangers involved during the construction of a project.

The important thing in these cases is to act in a timely fashion and follow the correct process in order for the worker to have the opportunity to receive compensation without any setbacks.

Therefore, it is important that you have the help of a construction accident lawyer to guide you and provide you with the advice you need in order to receive the compensation that by law corresponds to you.

What do I need to do to receive compensation for a construction accident?

Once the accident occurs, there is no time to waste, it is important that you act quickly so that you can obtain all the benefits that your insurance covers as a worker in the construction sector.

What you should do when suffering a construction accident is, first of all, seek immediate medical attention. This way you can have a report with each of the injuries you have suffered and the treatment you will need for your speedy recovery.

Do not worry about expenses, at this time the main thing will be your health and well-being. The insurance will take care of the expenses later.

In addition, it is important that you inform your employer about the fact so that it is reported as soon as possible to the insurer and you can receive the compensation that corresponds to you, according to the magnitude of the injuries you have suffered.

What are the benefits that workers’ compensation can bring me?

The workers compensation that a worker receives when suffering a construction accident provides the following benefits:

• Health care: the main benefit covered by workers’ compensation insurance is the medical care of the worker affected by the accident. This care includes dental, surgical, optometry, medication, among others.
• Lost wages: in the event that the injuries that you have suffered as a result of the accident do not allow you to resume your work activities normally, the compensation insurance can provide you with benefits of the wages that you have lost during the time you have been away from your work .
• Survivor benefits: if the worker affected by the construction accident dies from the injuries, the family members are entitled to receive compensation. These family members can be the surviving spouse, minor children, or other family members allowed by law.

It is important that you make sure that your employer has contracted compensation insurance, so that you can have access to this type of benefits, in case you suffer a construction accident.

Do I need a lawyer to get my compensation?

Although the compensation benefit is a right that every worker should have access to, in some cases the employer or the insurer may deny the benefit to the victim, claiming their responsibility in the act, or even minimizing the seriousness of the injury. injuries sustained.

If you are going through a similar situation, it is important that you have the help of an expert lawyer in work accidents such as lawyer Ginarte, so that he can provide you with all the assistance you need, following the correct process so that you receive all the benefits that you deserve.

Contact us at 1-888-GINARTE and let our lawyers review your case and advise you on how you can obtain the compensation that corresponds to you. Our main objective is to make sure your rights as a worker are fulfilled, regardless of your immigration status.

Call us now!