While the law in New Jersey requires all owners of motor vehicles to carry insurance coverage, the law also allows owners of motor vehicles to carry varying degrees of coverage. [Read more…]
The Impact Of Auto Insurance After Being In A Car Accident
If you are injured in an automobile accident, your auto insurance policy will play an integral part of your personal injury case.
Under most circumstances, if you are injured in an auto accident, you insurance will pay for your medical expenses. It is no secret that medical expenses are costly and add up quickly. Up until recently, New Jersey State law required driver’s to have $250,000 worth of Personal Injury Protection (“PIP”). However, this is no longer the case. Now insurance companies are offering PIP limits as low as $10,000 or $15,000. By selecting a lower PIP limit, you may severely limit your ability or the ability of your passengers or family members to receive medical treatment following an accident. [Read more…]