You are involved in a motor vehicle accident. One of the operators is confronted with a sudden emergency such as a medical problem. Can there ever be a time that no one is found at fault for a motor vehicle accident? It is rare but yes it can happen. The question then arises as to what the standard of care that should be applied. [Read more…]
New Jersey Automobile Insurance, Bodily Injury Coverage; How Much Coverage is Enough?
We purchase insurance to protect ourselves against a particular risk. When it deals with automobile coverage, one of the reasons is to protect ourselves from our own negligence and/or the negligence of others with respect to the operation of a motor vehicle. When we purchase Bodily Injury coverage from an insurance company, this is the amount that your insurance policy will pay when you or an insured person becomes liable for a bodily injury or death caused by your automobile. How do we decide how much coverage to purchase? [Read more…]