The worst traffic accidents usually involve more than one vehicle. And when one of the vehicles is a motorcycle or bicycle and the other is a car or truck, someone is at a serious disadvantage. Those riding on two wheels are at much greater risk of dying when involved in a crash. [Read more…]
Uninsured Motorists Coverage: Why You Should Have It
While the law in New Jersey requires all owners of motor vehicles to carry insurance coverage, the law also allows owners of motor vehicles to carry varying degrees of coverage. [Read more…]
Seatbelts: A Simple Way to Stay Safe No Matter How You Travel
The first patent for a seatbelt in the U.S. was granted in 1885. The first retractable seatbelts were invented in 1946. We’ve come a long way in automotive safety in the last 130 years, but seatbelt use is still not at 100 percent.
This is despite the fact that wearing a seatbelt may mean the difference between life and death, despite laws mandating their use, and despite all new passenger cars being equipped with safety belts for decades. Far too many people still neglect their safety in the interest of comfort or convenience. [Read more…]
Things to Do and Consider When Involved in a Motor Vehicle Accident
Below is a checklist of things to do and consider when involved in a motor vehicle accident and you believe that you have been injured. [Read more…]
Ginarte Law Firm Lights It Up Blue for Autism Awareness
By John Megjugorac, Esq.
This past Wednesday, April 2nd marked the annual World Autism Awareness day. This event was created in 2007 by the United Nations to raise awareness for Autism. Today, Autism is a growing health crisis. Autism now affects 1 in 68 children and 1 in 42 boys. These figures are increasing as Autism is the fastest-growing serious developmental disability in the U.S. Autism has become so pervasive that is currently one of three health issues to be recognized by the United Nations with its own day. [Read more…]
Should Cars Be Able to Monitor Driver Health for Accident Prevention?
The future is now. And while we don’t have flying cars, vehicles of today are advancing at breakneck speeds. Case in point: technology being developed to monitor the health and well-being of drivers in an effort to reduce traffic accidents. [Read more…]
Subcompacts Fare Poorly in Safety Ratings
Minicars are rising in popularity, but they may not offer much protection in a traffic accident. Among 11 subcompacts tested by the Insurance Institute for Highway Safety, not a single one received the highest rating of “good.” [Read more…]
Are There Any Limitations on Your Right to Sue When Involved in an Automobile Accident?
You unfortunately get involved in a motor vehicle accident as a passenger or a driver. You initially seek treatment at a local hospital. You receive treatment and then are released. In the next few days, you start treatment with your doctor. At some point, you decide to seek advice from a lawyer. An appointment is made. The lawyer is advised how the accident happened and what injuries you sustained. The lawyer requests a copy of the insurance declaration page for your insurance policy, the car that you were driving or the car that you were a passenger in. (Depending on your own insurance policy; if you have one or required to have, will decide which policy you need to review). You may wonder why the lawyer needs to review this document if the other driver is at fault for the accident. The insurance declaration page is just as important as the police report at this point. The insurance declaration page contains quite a bit of information that needs to be reviewed by the lawyer. One piece of information that it contains concerns any limitation on your right to sue. [Read more…]
What happens when you are injured by an unidentified Hit and Run Driver?
One out of every 5 pedestrians killed in an auto accident was a hit and run victim according to a receipt study by the Department of Transportation.
Even though you may not be able to identify the driver or owner of the vehicle that injured you in a hit-and-run accident, you may still be able to recover compensation for your injuries. Although it is not mandatory, many automobile insurance policies provide Uninsured Motorist Benefits (“UM”). If you have UM coverage, then you are entitled to make a claim against your own insurance company to compensate you for your loss. Your insurance company essentially steps in the shoes of the “unidentified” driver. [Read more…]
Lawsuits Involving the Federal Government: How Long Do You Have to File a Lawsuit?
In New Jersey, when someone is involved in a personal injury lawsuit, they generally must file the lawsuit within two (2) of the accident date. N.J.S.A. 2A:14-2. When someone is injured involving a governmental entity such as the state or federal government, this time frame changes. In New Jersey, if you are involved in a personal injury lawsuit, you must file notice with the state entity within in ninety (90) days of the accident or you are generally barred from filing suit. You then must wait six (6) months while the entity conducts an investigation before you can file suit, still limited by the two (2) year statute of limitation. [Read more…]
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